Addition Finance Blog

From April 2026, Making Tax Digital for Income Tax Self Assessment begins rolling out for many taxpayers. In this workshop, we explain who it applies to, when it starts, how often you need to file, and what it means for your business.‍

In this episode of #VALUE!, Graham Davies, founder of Addition Finance, sits down with Marco Calabrese, CEO of Senis AI, for a candid conversation about what AI is actually changing inside modern businesses, especially in finance, operations, product development and decision-making.

From 1 April 2026, significant updates to the UK’s National Minimum Wage (NMW), National Living Wage (NLW), and Statutory Sick Pay (SSP) have come into force. This guide explains what has changed, what it means for your business, and the practical steps you should take now.

A practical conversation about turning a simple idea into a real product, navigating funding challenges, and building momentum without rushing the process. It’s a reminder that progress doesn’t always need to be fast to be meaningful - it just needs to keep moving forward.

This guide explains the self assessment deadline in clear, practical terms. It covers who needs to submit a return, the key dates to remember, what happens if you miss them, and how to make the process smoother long before January arrives.

This article breaks down the core financial metrics e-commerce businesses should track and explains how to use them in day-to-day decision-making. 

In this article, we explore a simple, effective model for breaking down your entire e-commerce journey into clear components you can assess, improve and measure.

Learn the key e-commerce metrics that matter, from the Four Cs to cash flow, margins and growth insights shared by CFOs in this expert webinar.

From 18 November 2025, every UK founder who sets up, runs or controls a company must verify their identity with Companies House. This article explains what the ID verification for UK founders means, when you must complete it and how to do it quickly and compliantly. 

Learn how Design Spec founder James Collinson scaled his UK architecture firm without investment. CFO Graham Davies unpacks the metrics, mindset, and money strategies behind sustainable growth.

Tracking your metrics, in real time, is one of the most powerful habits a founder can build. It’s not about spreadsheets for the sake of it. It’s about spotting problems early, knowing what’s really driving growth, and making faster, more confident decisions. Let’s break down why this matters, which metrics actually move the needle, and how one founder’s obsession with numbers helped her scale globally, without raising a penny.

Discover the benefits of bootstrapping your startup, from retaining control to building financial resilience. Learn why many founders choose to grow without external funding.

In this episode of #Value!, host Graham Davies sits down with Lena Andersson, founder of Go! Running Tours, a global guided running experience business operating in over 80 cities worldwide.‍ Lena shares how she built and scaled her company over 12+ years without raising a single round of funding. From failed investor meetings to pitching on Denmark's Dragon's Den during COVID with zero revenue, Lena's journey is filled with honest insights, gritty resilience, and a deep commitment to doing business on her own terms.‍

In this article, we’ll break down what actually drives bookkeeping time, how to estimate it for your business, and what founders can do to reduce the burden.

In this article, we’ll break down the three major startup finance routes: bootstrapping, debt, and equity. You’ll learn what each one really means, when to use it, what the trade-offs are, and how to match the right strategy to your business model, growth goals, and stage.

In this high-energy episode of #Value!, host Graham Davies chats with David Walton, founder of LumAI - an AI-native booking platform built to transform how experience-based businesses operate.

In this article, we’ll explore how SEIS works, who qualifies, why it’s such a powerful tool, and the practical steps to making it work for you.

Get investor-ready before you pitch. Download our free checklist to assess your team, product, market, and finances - so you can raise capital with clarity and confidence.

For hospitality business owners, VAT isn’t just admin. It’s a recurring source of stress. High transaction volume, mixed VAT rates, tips, discounts, and last-minute reconciliations all combine to turn a basic tax requirement into a quarterly scramble. And with penalties and pressure from HMRC, getting it wrong has real consequences. Here’s how to take control of VAT and build a process that works without eating into your time.

When founders search for how to forecast cash flow, most guides point them to templated spreadsheets or accounting reports that don’t reflect how their business actually runs. The truth is: a useful cash flow forecast must be based on drivers - and it only works if your accounting is accurate and up to date. Here’s how to set up a driver-based forecast that works in the real world - without wasting hours updating formulas.

If you’re still spending hours each month reconciling bank transactions, chasing invoices, or wrestling with spreadsheets, you’re not alone - and you’re not stuck. With the right setup, UK SMEs can now automate 90% of their bookkeeping and reclaim valuable time.

For many UK small businesses, bookkeeping has long been a necessary but time-consuming chore. Late nights reconciling transactions, chasing receipts, and worrying if the numbers are accurate — sound familiar?

As a founder or director, financial expertise might not be your forte. But navigating the financial future of your company with confidence is crucial.

Knowing your SMB's worth is critical, regardless of your exit strategy. Whether you plan to sell your business, attract investors for expansion, or simply track progress towards long-term goals, knowing your business’s value is key for long term financial planning.

How a Growing Food & Beverage Company Transformed their Financial Operations with Addition

For small and medium-sized businesses (SMBs), managing finances during the early growth stages can be fraught with challenges.

Effectively managing the finances of a high-growth SMB requires more than basic oversight. It demands strategic foresight, robust planning, and practical solutions.

Founders looking to make an impact are constantly seeking ways to streamline operations and focus their energies on executing their strategy.

Growing a business is a thrilling and unpredictable ride. But as you climb higher, and numbers inevitably grow, a financial strategy that evolves with you starts to get a bit... well, tricky.

2023 UK R&D Tax Credit Changes: Higher spending requirements for SMEs, reduced relief rates, with new tax income reporting rules; some compensations for R&D-focused firms and profitable entities.

2023 UK Spring Budget Brief: Navigate key changes in corporation tax, investment zones, R&D credits, and SEIS limits to fuel SME and startup growth.

Securing investment is a critical milestone for consumer goods businesses looking to scale. Whether you are seeking equity funding from venture capitalists, angel investors, or debt financing from lenders, being well-prepared can make all the difference. 

Aren't accountants a luxury reserved for larger businesses? And isn't it just about knowing maths? Read on for more common accountant myths.

The Seed Enterprise Investment Scheme (SEIS) is an excellent way to help your company raise money when you start trading. Find out what to include for pitch-perfect success.

Looking to create a profitable social impact startup? Here's a guide on combining your mission and making money. Read more.

How can your startup translate its social ventures into impactful KPIs your investors understand? Here's how to turn your mission into metrics.

What do different shareholder rights and percentages mean in practical terms – and how can you protect your interests? Read our expert guide to find out.

Hiring the right talent is essential for the success of any startup. Here are five hiring tips to help your startup attract the best talent.

As a sole trader, you work for yourself and own every penny you make. But when it comes to payments, it can be confusing. Here's how to pay yourself efficiently.

Salary, dividends, expenses – what's the best way to pay yourself from a limited company? Get expert insights here.

Discover expert tips for budgeting success in your small business. Plan ahead, manage cash flow, and boost financial literacy. Learn more.