Answer five practical questions and get a clear starting point - bootstrap with your own cash, explore business finance, or prepare to raise investment.
Answer honestly based on where the business is now. You will receive a practical result to help guide your next conversation.
Funding should support the business you are building. The right route depends on your cash position, growth plans, timing and appetite for giving up equity.
Repayments can squeeze cash flow before the business has the revenue to support them.
Investment can accelerate growth, but ownership is expensive to surrender when another route could work.
Funding choices narrow when the decision becomes urgent. A clear plan gives you more control.
Your result is a starting point, not a financial recommendation. It helps you understand the questions that matter before you commit to a funding route.
Whether your financial position supports external funding right now.
How cash flow, repayments, control and equity affect each option.
The practical next step to explore before making a funding decision.
The financial information lenders or investors are likely to expect.
There is no universally correct answer. Choose the route that fits your business model, risk and growth plan.
Fund growth from revenue and your own cash while retaining full ownership and control.
Best when growth can be paced
No repayments or dilution
Requires careful cash management
Use external finance to fund a defined need while keeping ownership of the business.
Useful for predictable returns
Repayments affect cash flow
Requires financial visibility
Bring in investors who provide capital in exchange for equity and a share of future value.
Suited to ambitious scale plans
No scheduled repayments
Means sharing ownership
Good funding decisions start with reliable numbers and a clear understanding of what the business can afford.
Review why your answers point towards that funding route.
Model the impact on cash flow, ownership and future plans.
Speak to Addition or compare finance through Fundably when you are ready.
Five questions. An instant result. A better starting point for your funding decision.
Take the free assessmentYes. It is free to complete and there is no obligation to apply for funding or speak to Addition afterwards.
There are five questions. Most people complete the assessment and receive their result in around five minutes.
No. This is an educational assessment and does not involve a credit search.
No. Your result is a useful starting point. Your circumstances should be reviewed before making a funding decision.
